Hello everyone and welcome to the property podcast I'm Rob B with of course Rob D and this is episode

244 and this week I'm gonna let David tell you what we're talking about. Yes,

and face the strain.

Change it is.

No one of the richer man.

Yes, welcome to the Property Podcast. I'm Rob D, he's Rob B. That was Dave B. And we've also got

Dave C joining us on this week's episode. It's almost like we've thought this through.

We are joined today by

mortgage broker extraordinaire Dave Cookson. He is going to be talking us through

the many changes in the mortgage market. This is going to be a real must

listen episode. We give a bit of stick to some mortgage brokers sometimes we say how

important a good broker is and many of them are not so good. Dave is one of the

good guys he really knows his stuff and we're going to be talking about loads of things that you need to know before you apply for your next mortgage.

And if by magic our news story this week is also related to mortgages, but we've not just eked out some new story that has minor relevance

to us all, it's actually really important, particularly important for people who invest through

limited companies, because for the first time a major lender has come to the limited company market

and that lender is the mortgage works and the mortgage works for those who don't

know who's behind it is nationwide one of the country's biggest lenders. So that's a

huge moment for the limited company market. Yeah this is absolutely massive. This is

not just any old lender throwing their hat into the ring nationwide is if not the biggest

then they're they're certainly in the top too they are huge the mortgage works is

their by-to-let brand the fact that they're getting into limited company by-to-let

...