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Hey, I'm Shauna Compton Game. This is Millennium Money, and today we're talking to have a credit

card or to not have a credit card. That is the question.

Hey guys. First, I just want to send out a big apology. I know it's been a while since I did a

podcast. I actually traveled recently and got sick, of course, on the airplane

coming home and lost my voice. So I have not been able to string together a sentence without

coughing or sounding like a terrible frog that is stuffed underwater. So I'm finally better

and I'm so excited. I miss you guys so much.

I'm excited to be podcasting in and I promise that I will record a few extra episodes to make up

for my absence. All right. So today we're going to talk about do you need a credit card or

do you not need a credit card? But before we go

into that, I just want to talk briefly about my course that I am so excited is finally going to launch

on July 15th. And it is called Master Your Budget in 30 days. And listen, I am bringing all my tips,

all my tricks, spreadsheets, worksheets, everything that I impart

on clients who hire me as a financial planner to you guys for a super low price. And what I'm going to do

is the program is one month long. So it runs from July 15th to August 15th. And I am only offering this the first go-around to the podcast listeners.

So to you guys first only.

And why I'm doing that is that I want to load it up with all sorts of extra goodies

and see what you guys like.

And, you know, just really give you, because you've been such loyal listeners, give you

everything in the kitchen sink, as they say, in this course. So what happens is each week a new

...