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Hey, I'm Sean a Comde Game.

This is Millennium Money and today we're talking to author Kimberly Palmer about her new book, Smart Mom, Rich Mom,

How to Build Wealth While Raising a Family.

And I know we have millennials listening on all different ends of the spectrum here.

Some of you just graduated college.

Some of you are in your 30s and starting families.

So I thought that this would be a great podcast topic to talk to Kimberly Palmer all about,

you know, the realities of raising a family.

She writes that just one tiny person could cost $250,000 to raise, and that does not include

college costs. So obviously, if you're a young family

or thinking of starting a family, it's something, you know, you need to consider, right? Like,

you're going to be financially responsible for this little person for quite some time. And,

you know, you got to figure out, like like how does that work into your budget you know

what are some different ways that maybe you can save money or that you can just do things a little bit

...