Chelsea says, I just signed up for your newsletter and podcast. My question is how to budget for things that change monthly, like gas and electricity,

which always trip me up.

Any advice would be appreciated.

Thank you for your great question, Chelsea, and I'm so glad to have you as a new newsletter and

Money Girl Podcast subscriber. Yes, budgeting would be a lot easier if you only had fixed expenses that never change from month to month.

Likewise, many people have jobs or run businesses with unpredictable income.

That also can make budgeting pretty challenging.

But this podcast will answer your question with some strategies for budgeting and managing

money in the best way possible, even with irregular expenses and variable income.

Hey everyone, thanks for joining me this week.

I'm Laura Adams, a personal finance expert who's been hosting Money Girl since 2008 with over 42 million

downloads. I'm also the founder of The Money Stack, a weekly newsletter that Chelsea

mentioned. That newsletter is all about helping you build your bank account and living rich on your terms.

I also work as a financial writer, speaker, and on-camera

spokesperson.

As always, you can reach me using my contact page

at Laura D Adams.com.

That's also where you can learn more about my newsletter,

books and money courses.

Again, go to LauraD Adams.com

to sign up for the money stack.

And if you've got a money question or an idea for a show topic,

...