Well, if you're knocked this wall through, you could over-plan the living area.

So I'm thinking burnt oka, paired with some terracotta tiles, vary in season right now.

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You have separate expenses that go towards the goal of making revenue, whether that's

selling on eBay or whether you have an LLC, an official small business, anywhere in between, then you can be eligible for a small

business credit card. Welcome to this episode of Talking Points. I'm your host Brian

Kelly, The Points Guy, and you know how they say third time's a charm?

Well, that is true because we've got Richard Kerr

for the third time ever on talking points.

Richard, why do you keep coming back?

I didn't know that.

That was the first guest to appear three times. I'm honored.

We actually were looking at our 2019 numbers and some of our best performing episodes and talking

points listeners love what you have to say probably because you are one of the foremost experts in

points and miles out there so not to boost your ego too much but you're loved man

there's a lot of smart people out there I also think it's that sweet Georgia baritone.

...