That's the number one myth that I want to help human beings ever come is that you can somehow divorce emotion from things like money or from things like financial health how you spend all those ideas.

I think we should start incorporating it and I think we should

start empathizing with ourselves and being real about it. It matters the emotions

around it and that's actually going to drive our behaviors.

Welcome to Talking Points. I'm your host Brian Kelly and today we are talking financial health and planning and being responsible in this new roaring 20s of a decade. I'm excited to announce our guest

is Michael Leersh, who is the global head of wealth planning and advice at

J.P. Morgan Asset and Wealth Management. Michael, thank you so much. and

Michael, thank you so much for joining us today.

Thank you, Brian. I'm happy to be here and I know my title is a mouthful.

It is and also your education, so let me see here.

You've got a PhD in cognitive

psychology from the University of California and a BA in economics from a

little school called Harvard so what got you into where you are now in finance have you always been like a

financial like obsessed with your finances so I'm a major loser and that's how I

would describe oh awesome yeah I didn't know that about you. I've always been obsessed with data and I know that

sounds pretty weird but one of the most exciting things about life to me is

actually understanding facts and really comparing that to people's

perspectives or perceptions.

So when I was growing up, I quickly learned that what people perceived as fact was actually

fiction and I wanted to translate that actually into a career. So my career if you were to just

distill it down in all my education it's about actually understanding human

beings and what they perceive to be true and comparing that to the reality and

...