This Should Scare The Crap Out Of You
The Ramsey Show Highlights
Ramsey Network
4.5 • 839 Ratings
🗓️ 12 October 2025
⏱️ 9 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
| 0:06.7 | So basically I'm 25 years old and I almost make $90,000 a year. |
| 0:10.8 | Wow. |
| 0:11.4 | I'm currently... |
| 0:12.6 | What do you do? |
| 0:13.8 | Yeah, I'm doing digital marketing. |
| 0:16.7 | Good for you, Noel. Way to go. |
| 0:19.8 | Thank you so much. And I'm currently working on my MBA program, and I've been dating my boyfriend for almost two years now. |
| 0:28.8 | And when we first met, he was making a similar salary to me. But since a couple of months ago, he was let go from his job job and now he's been unemployed for going on three months now. |
| 0:41.3 | We currently live together and my concern is with all of our combined student loan debt, car debt and consumer debt. |
| 0:49.9 | I'm a little bit worried if he doesn't find a job. Should we continue living together? Do we |
| 0:55.2 | start splitting everything 50-50? Do I dip into my savings to help? Hold on. Hold on. Okay. |
| 1:04.3 | I got to stop you here. Should we start splitting things 50-50? What does that mean? What have you been doing? |
| 1:10.5 | That's what I want to know. |
| 1:13.4 | So basically when we decided to start living together, he said that he will cover the rent, |
| 1:19.6 | which is about 1,300 a month, and I would pay for groceries and our utilities. And then everything |
| 1:26.2 | else we pretty much take care of independently. |
| 1:29.3 | Okay. |
| 1:30.5 | And now he can't afford it because he's the broke roommate. |
| 1:34.8 | And so you're going, I guess we need a split, should I cover? |
| 1:37.3 | Who's been, well, wait a second. |
| 1:38.3 | He's been out of work for three months. |
... |
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