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The Ramsey Show Highlights

This Should Scare The Crap Out Of You

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 12 October 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.7

So basically I'm 25 years old and I almost make $90,000 a year.

0:10.8

Wow.

0:11.4

I'm currently...

0:12.6

What do you do?

0:13.8

Yeah, I'm doing digital marketing.

0:16.7

Good for you, Noel. Way to go.

0:19.8

Thank you so much. And I'm currently working on my MBA program, and I've been dating my boyfriend for almost two years now.

0:28.8

And when we first met, he was making a similar salary to me. But since a couple of months ago, he was let go from his job job and now he's been unemployed for going on three months now.

0:41.3

We currently live together and my concern is with all of our combined student loan debt, car debt and consumer debt.

0:49.9

I'm a little bit worried if he doesn't find a job. Should we continue living together? Do we

0:55.2

start splitting everything 50-50? Do I dip into my savings to help? Hold on. Hold on. Okay.

1:04.3

I got to stop you here. Should we start splitting things 50-50? What does that mean? What have you been doing?

1:10.5

That's what I want to know.

1:13.4

So basically when we decided to start living together, he said that he will cover the rent,

1:19.6

which is about 1,300 a month, and I would pay for groceries and our utilities. And then everything

1:26.2

else we pretty much take care of independently.

1:29.3

Okay.

1:30.5

And now he can't afford it because he's the broke roommate.

1:34.8

And so you're going, I guess we need a split, should I cover?

1:37.3

Who's been, well, wait a second.

1:38.3

He's been out of work for three months.

...

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