I'm $1,800,00 In Debt

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5 • 839 Ratings

🗓️ 13 October 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:07.0	Right now I got 1.8 million in debt. That rental portfolio is worth 4.4. That's a conservative
0:18.0	estimate off of what realtors would tell me they would list for.
0:23.6	Currently that portfolio puts out approximately at a low end, $5,000 a month, at a high end, $19,000 a month because we're heavily invested
0:41.3	in commercial.
0:43.1	So right now with, you know, post-COVID, we're a little behind on the commercial leases.
0:53.7	Okay.
0:55.4	Just trying to think of like what, but so I had a home run early on.
1:02.6	I sold a building that I bought for 426.
1:07.9	I sold that building for 1.6.
1:12.1	And then I did a 1031 exchange on two of the buildings that I currently hold.
1:20.8	Okay.
1:21.0	How can we help?
1:22.8	Well, I don't know.
1:24.6	What are you asking?
1:26.6	Well, I'm not sure what you know I'm not
1:33.0	sure I guess I have 1.8 million in debt I have a portfolio of 4.4 and your rate
1:42.5	of return on that portfolio sucks.
1:45.7	Yeah, it's not great.
1:47.1	No, it's horrible.
1:50.2	Do you want to get out of debt, Ryan?
1:52.4	Do you want to get out of debt?
	...

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