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Ramsey Everyday Millionaires

This Is Why You Don’t Stop Investing

Ramsey Everyday Millionaires

Ramsey Network

Careers, Business, Investing

4.63.6K Ratings

🗓️ 13 February 2026

⏱️ 4 minutes

🧾️ Download transcript

Summary

⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!  Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro:⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠) #PaidEndorsement 📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠) 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠) 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠)    Listen to more from Ramsey Network: 🎙️ The Ramsey Show  💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy

Transcript

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0:00.0

This episode is brought to you by SmartVestor.

0:07.8

Connect with an investing pro near you at ramsysolutions.com slash smartvester.

0:13.7

ABCNews.com reporting the stock market recorded stellar year-end returns for 2025 when the market's closed before New Year's.

0:25.1

Performance marked three straight years of double-digit gains.

0:28.2

The S&P finished up the year up 16%.

0:32.1

Jade, we often talk about around here how the only thing you hear on the news about the markets

0:37.3

is bad

0:37.8

news. That's right. They never report good news. So let me give you the good news, okay?

0:43.0

The stock market was up, the S&P, in 2023, 26%. The stock market was up in 2024, 25%. The stock market was up in 2025, 16%.

0:59.6

That's a total of 67% in three years.

1:04.1

That means three years ago, if you had $100,000 in your 401k in a basic growth stock mutual fund, if you've added nothing to it, you now have

1:14.0

almost doubled it at $170.

1:16.1

That's right.

1:17.2

That's not on the news.

1:18.8

No, and that's a lot of money.

1:20.9

That you missed because you were watching the news, worrying about government shutdowns and tariffs and artificial intelligence bubbles,

1:31.4

whatever that is, and whatever else it is that you believe that you're going to watch bad news

1:37.4

for every day. So, meanwhile, I'm just the tortoise. I just keep investing every week, every day, every month.

1:48.3

I just put a little more in, a little more in. And all these years, 65 years old, I've been doing

1:54.8

that over and over and over, not worrying about what the news said.

2:02.0

We've outlived the internet.

2:04.3

We've outlived Sirius XM radio.

...

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