They’re Millionaires at 30—Here’s How They Did It

Ramsey Everyday Millionaires

Ramsey Network

Careers, Business, Investing

4.6 • 3.6K Ratings

🗓️ 11 February 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	This episode is brought to you by SmartVestor.
0:07.8	Connect with an investing pro near you at ramsysolutions.com slash smartvester.
0:13.8	Ashley is with us in Columbus, Ohio on the other end of the spectrum.
0:18.6	One of our baby steps millionaires. Congratulations, Ashley.
0:22.6	What's your net worth?
0:23.9	1.16 million, Dave.
0:26.4	1.16. Okay, cool. Break that down for me a little bit. What's the categories like 401K and so forth,
0:33.6	and how much? Yes. So in our house equity, we have 420,000 in investments, which include
0:40.8	retirement, our 529 plan. We have 570,000. Personal asset slash collectibles, we have 120,000,
0:49.7	and then we have about 50,000 cash. Good. Well done. How old are you?
0:55.8	I'm 30 and my husband's 29.
0:58.0	Wow, you're young millionaires.
1:00.0	How much of this did you inherit?
1:06.7	So we were blessed that my husband's parents had a 529 plan for him that was not used up.
1:09.1	We inherited $100,000.
1:12.1	That's now a school fund for our daughter and we got that this past winter time so we were just over the
1:16.6	millionaire mark before we inherited that but we are blessed that we are able to
1:19.9	have that from his parents absolutely yeah but the point being
1:23.7	mathematically you did not become a millionaire because of inherited money
1:27.2	correct we were so how did you do it by 30 um point being mathematically you did not become a millionaire because of inherited money.
1:28.0	Correct.
1:29.3	So how did you do it?
	...

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