"This Is Starting To Scare Me"

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 15 December 2025

⏱️ 14 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	If your private student loans are in default, you're not out of options.
0:06.6	Go to yrefi.com slash Ramsey.
0:09.1	My husband and I are in, oh, sorry, we're in a way over our heads.
0:14.4	And so I'm just, I've just looking for some help.
0:18.7	We are about $1.3 million in debt.
0:23.9	That's with two businesses, a house loan, a car loan, credit cards, and back taxes.
0:33.1	Okay.
0:34.3	Pretty scary.
0:35.5	How old are you guys?
0:37.5	We're both 28. How long you've been married? Okay. Pretty scary. How old are you guys? We're both 28.
0:39.1	How long you've been married?
0:41.5	Six years.
0:42.8	Okay. All right, cool. So, how much do you owe on your home?
0:48.9	About 48,000.
0:51.9	Okay. And what's it worth?
1:03.0	It's from last we had evaluated about 250. Okay, so what do you owe on your cars? 17. Okay. This is starting to scare me and um what um what do you owe in taxes uh 30 000 good okay
1:18.4	i'm a little less scared than i was a minute ago and that means we have a whole bunch of
1:23.4	business debt yes yeah like 1 point two million dollars worth yes what in the
1:32.6	world on what uh well so we got into business my husband was fired from his job uh what is it
1:43.2	four years ago,
1:44.4	and found all jobs, but was never able to find, like, stable, full-time work.
1:51.5	So we ended up starting, like, a summer camp in 2022, but built that with credit card debt.
	...

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