My Wife Is Spending Too Much And Won't Pay Off Debt
The Ramsey Show Highlights
Ramsey Network
4.5 • 838 Ratings
🗓️ 14 December 2025
⏱️ 9 minutes
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| 0:00.0 | brought to you by CHO, a budget-friendly faith-based alternative to health insurance. |
| 0:07.6 | CH Ministries.org slash budget. |
| 0:10.1 | So I got a little bit of financial problem as well as marriage problem, and it's becoming a strain more so you know with the marriage because of the |
| 0:24.6 | financial problem um i have we recently had gotten married about five years ago my uh wife and i have had |
| 0:34.0 | three kids in the last five years. And my youngest kid, um, he was put in the ICU and long story short, we have a bunch of |
| 0:45.8 | medical debt. Uh, it's about $35,000 worth and I just can't keep up. I just recently, in the last couple of years, we've been on Medicaid, |
| 0:57.5 | but I just recently got a raise working, which is good. But it's like the more income I come in, |
| 1:06.7 | the more my wife likes to spend. I'm the saver. |
| 1:12.0 | I like to say no and get bills paid. |
| 1:16.2 | We currently have been taking care of some of the medical bills by credit card, which |
| 1:21.7 | recently I figured out was a no-no. |
| 1:24.1 | Yeah. |
| 1:25.2 | So I have a seven grand left in medical debt. We have $60,000's it? Of the 35, you only have seven left? No, no. No, sorry. I have $7,000 of credit card debt. Got it. And I still have the medical debt. Got it. Okay. Because we have the three kids, we had to purchase, well, we didn't have to. I guess we could have just kept going, but my wife wanted to purchase a bigger vehicle for traveling and stuff. |
| 1:53.5 | What did you spend on that? |
| 1:55.8 | That was about $50,000. |
| 1:58.1 | Ooh, yeah, you're right. You didn't have to spend that. Okay. |
| 2:01.1 | Yeah. So, long story short, yeah, you're right. You didn't have to spend that. Okay. Yeah. |
| 2:01.6 | So, long story short, is that we messed up when we bought the car. |
| 2:07.4 | And now it's kind of a paycheck-to-paycheck repetitive thing. |
| 2:12.5 | When did you get the $50,000 vehicle? |
| 2:14.5 | How long have you had it? |
| 2:16.2 | It's been about a year. |
... |
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