“This Is How You Recover From Bankruptcy”

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 10 January 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought you by Y-ReFi.
0:04.1	Refinance your defaulted private student loans today at Y-ReFi.com slash Ramsey.
0:09.8	I am 27 years old, and I just finished filing, well, I mean, just completed Chapter 7 bankruptcy.
0:17.3	And I have no idea what to do next financially at all. I'm sorry. Wow. Are you working? Are you working?
0:29.3	Yeah. So right now I'm just bartending. I'm still trying to find a job in my career field in the meantime.
0:36.9	Which is what? what field is that?
0:40.8	I have a degree in chemistry, so I was working as a lab assistant, but it was a contract
0:45.7	based, and my contract wasn't renewed.
0:49.1	What's the path, though?
0:50.4	What's the ideal path that led you to a chemistry degree?
0:53.2	Where do you want to be?
0:57.6	I... though what's the ideal path that led you to a chemistry degree where do you want to be um I I thought I just wanted to be a chemist um not sure if that's still what I want to do at the moment
1:04.6	well I'm not worried about the moment but I am trying to think about this long-term play
1:09.9	because now you're you're rebuilding your life.
1:12.6	So is chemistry off the table, a career in chemistry off the table, or is it still on the table?
1:18.2	It's still on the table.
1:20.0	What's that income look like?
1:22.7	What would be a top income in your field?
1:27.8	Usually, like around 70, 80,000.
1:31.7	Okay.
1:32.9	So, Ray, what happened?
1:34.5	Why did you file bankruptcy?
	...

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