“I Have a Big Problem”

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 9 January 2025

⏱️ 17 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by CHM, a biblically based alternative to health insurance.
0:06.3	Learn more at CHministries.org slash budget.
0:09.2	I have a big problem.
0:10.9	Well, I don't know if it's too big, but my question is, how do I tackle my debt while establishing an emergency fund and investing at the same time.
0:21.6	Oh.
0:22.6	Well, I can see how you're overwhelmed with that because that is overwhelming trying to do all of that at the same time.
0:29.6	What's causing you, what's the motivation and trying just to get it all done?
0:34.6	Do you feel like you're behind on investing?
0:36.6	You don't feel like you have enough savings.
0:37.6	There's a lot of debt.
0:39.0	What's causing you to do this?
0:41.5	So I've held on to this large amount of money in my savings account.
0:47.0	I started saving since I was 16.
0:50.1	And I just, I'm exhausted of seeing it just sitting there.
0:54.1	I want to do something with it. My frustration is I'm exhausted of seeing it just sitting there.
0:55.4	I want to do something with it.
0:59.7	My frustration is I'm not knowledgeable in investing.
1:01.3	And I don't even know where to start.
1:01.8	I don't know.
1:02.4	Yeah.
1:03.2	How much is it?
1:07.1	It's $47,230.
	...

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