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The Ramsey Show Highlights

This Debt Relief Company Isn't Helping Me At All

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5840 Ratings

🗓️ 29 March 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Next Steps 💵 Start your free budget today. Download the EveryDollar app! 🏘️ Free Tools & Resources to Reach Your Home Goals - https://ter.li/pauy7c 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Listen to more from Ramsey Network 🎙️ The Ramsey Show  🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app.

0:04.3

Start budgeting for free today.

0:06.7

So I need help.

0:07.8

I went from zero debt in January 23 to 54,000 in April 24th.

0:13.6

I was trapped in this abusive relationship that was hospitalized and arrested for fighting back.

0:19.8

But I'm out of that now.

0:21.4

Oh my gosh, Patricia.

0:23.4

Yeah.

0:24.4

I'm so sorry.

0:25.4

I was in survival mode, so I signed up for a debt relief company and I trusted

0:31.7

them.

0:32.7

But now that I'm able to take a look at what's going on, I see that they're taking all

0:36.4

their fees up front.

0:38.5

They're barely paying my creditors.

0:40.7

And I have to respond to my second lawsuit by next week.

0:45.1

Oh, my gosh.

0:45.5

I've also found expired docu signs that I never saw.

0:49.4

They would expire really quickly.

0:51.5

And so I don't know what they've negotiated. I know they've negotiated about

0:55.7

36,000 of it. And there's still the rest of it's outstanding. And I did pay off my first

1:02.7

lawsuit privately. So the companies that they stopped paying are suing you, right? You're,

1:10.2

they, you stopped paying your debts and the

...

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