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Here's your money briefing for Thursday, July 11th. I'm J. R. Whelan for the Wall Street Journal.

If you lose your credit card or it expires, or maybe you notice something suspicious on your bill, you might get a

replacement card in the mail with a new account number. Some card companies go an extra step to make

things easier for you. Every single time you get a new card number,

the credit card network will automatically

update all the merchants that have your information on file

to prevent that kind of service disruption.

But some consumers are finding out those updates are making it harder to fix cases of fraud.

How? We'll get to the bottom of it with our personal finance reporter Amani's after the break. TnB Tech Minute gives you the day's top tech headlines featuring newsmakers that shape the

tech world and beyond, like Open AI CEO Sam Altman. The two things that I think will matter most over the next decade are abundant and inexpensive.

Intelligence and abundant and cheap energy.

And if we can get these two things,

then it's almost difficult to imagine how much else we could do.

Check out T&B Tech Minute in the Tech News Briefing Feed

from the Wall Street Journal. card companies have streamlined the legwork for consumers when they order a new

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