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I just downloaded every dollar this month, 2026, getting on our budgeting,

and I plugged in all of our bills and all the things that we want to spend money on.

And there seems to be quite a bit left over, yet the past, especially the past six months, the past year, really, we were just eagerly waiting for payday. Okay. What do you... So in reality, your paycheck to paycheck, but on paper, in every dollar, it's like, hey, you should have $8,000. You know, you're like, where is this going? That means you're just not sticking to the numbers. Yeah, we're not sticking the numbers, and we do put away a little bit in savings. We do have quite a bit in savings, but not as much as we would hope, considering how much money we make. How do you make? What do you make? So this information just became privy to me. My husband's been taking care of the finances up until now, but he is seeing that I cannot budget if I do not have any

information.

So he helped me out setting up every dollar app, putting in his income, and I pay all of the

bills, and I do all that kind of thing with the shared money, but I make sure all the bills

are paid.

Okay.

I think it's about 40K a month.

$40,000 a month.

You're talking like half a million dollars take home a year. Yeah. Wow. Some months is a little less. That's incredible. That's a little bit more. I was not expecting that with the way this call was set up. I'm not going to lie. Okay, so $40,000 a year. It's a lot. I just, I think America's going, I wouldn't know how to spend $40,000 a month if you gave it to me.

Yeah, what's your mortgage? Okay, so $40,000 a year. It's a lot. I think America's going, I wouldn't know how to spend $40,000 a month if you gave it to me.

Yeah, what's your mortgage? What's your mortgage payment? You could sign out to my every dollar and you can check how I spend it. You should DM it to Jay and I just for fun, because we have a dark curiosity. We want to know how you would even do that. Listen, if you did, we would look at it.

So tell us, tell us, tell us the biggest, tell us a couple of the biggest line items on your budget. I'm guessing there's a house. I'm guessing. Well, we try to put away about 12, okay, maybe like between 10 and 12 for taxes every month just to make sure that that's in an account. So when that happens, we're not like scrounging. Okay. So that's not actual income. So you guys are self-employed. Yeah, no, we put

away. Oh, yeah, but that's before taxes. Oh, okay. So after taxes, it's closer to 28?

I guess so. Okay. So in every dollar, you're going to list take home pay. Is that what you did, or did you list the gross amount? No. I listed the gross and then I put in as a category taxes. Got it. Okay. Okay. It may be helpful for your, you know, sake to do it the other way, but if you're taking, if the gross money shows up in the account, that's what you're budgeting off of. So that makes sense. Yeah, because the gross will show up into our account and then we take care of paying taxes quarterly. Okay, fantastic. And then how much is your mortgage every month? So we have a rent is $3,300 a month. Fine. Okay. Any debts? A little bit of credit cards for just the last couple of months being lazy to pay it off and we want to put a lot of money into savings so we don't end up paying the credit card, not much, maybe 16K at most. And if we really wanted to, we could pay it off. We just want to make sure we're on the right track and really start budgeting. I'm sorry, can I go back a second? Did I hear you say you rent?

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