If your private student loans are in default, you're not out of options. Go to whyrefi.com

slash Ramsey. Favorite topic for you guys, money and family. A long time ago when I was 18, took out

student loans with the agreement with my father that they would pay until the balance is zero.

35 now.

Balance is still in the mid-70s to mid-70,000.

Oh, my gosh.

What was it originally?

Yeah.

It was over 120, so they've been paying it down.

They've been making minimum payments.

Well, that's a problem.

I agree with you.

The issue I'm really having is that my dad is he's totally fine paying it.

He still makes the payments, but my mother constantly brings up the fact that they are paying for my student loans.

It feels like there's strings attached when at the very beginning there were never...

And there was a clear agreement, hey, we're going to pay these off. We don't have the money to cover it, but take out the loan and we'll cover it. Is it in your name or their name or both? They're in my name. They have the money. I mean, right now they could snap their fingers and pay it off, but the way my father sees it is he can make more money in the stock market so he just chooses to uh are your parents

still together yeah they're still together um are you married financially i am married yes okay so when you

guys are around your parents how often is that how often do y'all see them uh we i mean we live on

separate sides of the country so once twice a year but uh even in some phone calls, the other times still comes up. And what does she say? Like, what are her comments? A lot of the times it's like revolved around like, oh, you just bought a truck. Like, that could have gone to the student loans or you took a nice vacation. why is that money but you know going back to

what I said it's that was never part of the agreement so I never feel uh obligated um but then you know

my father he's like yeah I don't care I'm still paying them it's whatever so have you do push

yeah do you push back on her at all I do I try I try to keep it, you know, calm and light, but my wife is really the one that gets frustrated by it. That's why I was asking if you were married, because I feel like I would be like, oh my gosh. See, this is the issue with the student loan stuff is these parents are like, sure, go take out, whatever you want to go take out. And you're 18, Shane, right? And sure, you sign it.

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