meta_pixel
Tapesearch Logo
Log in
The Ramsey Show

There’s a Way out of the Paycheck-to-Paycheck Cycle

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 8 April 2024

⏱️ 116 minutes

🧾️ Download transcript

Summary

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "I feel like I'm stuck on Baby Step 1," "Should I start a business with my friends?" "My husband doesn't want to do the Baby Steps" "I'm scared to use our savings," "Should we take out a reverse mortgage?" "We have $110K in car loans with $43 income." Support Our Sponsors: NetSuite Zander Insurance Christian Healthcare Ministries Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 💼 Find The Work You're Wired To Do Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

Click on a timestamp to play from that location

0:00.0

The Oh, no. Live from the headquarters of Ramsey Solutions. It's the Ramsey Show where we help people build wealth, do work, that they love and create

0:39.1

actual amazing relationships. Best-selling author and Ramsey personality, Jade Washaw, is my co-host today.

0:46.0

Thank you for joining us America.

0:48.0

The phone number is AAA, 825, 5225. 2-25.

0:53.7

Tiffany starts off this hour in Jacksonville, Florida.

0:56.9

Hi Tiffany, how are you?

0:59.2

Hi, Dave, thank you so much for taking my call.

1:01.8

How are y are you doing?

1:02.5

Better than we deserve. What's up?

1:04.7

Well, I'm calling because I'm sort of facing a bit of a dilemma.

1:09.9

So I recently found out I was pregnant, I was

1:13.0

dating a guy and when he found out he broke up with me I ended up finding out that he actually had a whole

1:19.8

different relationship going on while we were together. Yes, I'm 35 years old. I make about

1:26.9

$75,000 a year but I'm about $49,500 in debt and I'm on Baby Step Number One, so I'm like freaking out right now.

1:38.0

A tale as old as time, huh? Oh my goodness.

1:43.9

I'm sorry.

1:44.6

Yeah.

1:45.8

Yeah.

1:47.8

Well, as far as helping you go, I mean, we're just going to say, okay, Tiffany's a single mom,

1:56.8

makes $75k with $50,000 in profit, or $50,000 in debt.

2:01.0

I'm sorry, how are we going to help Tiffany? And we're just going to approach it that way. How we got here is sad.

2:08.5

Heartbreaking, but that's where we are, correct?

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Ramsey Network, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Ramsey Network and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.