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The Ramsey Show

Don’t Let Your Failures Hold You Back From Your Future

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 5 April 2024

⏱️ 118 minutes

🧾️ Download transcript

Summary

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Jade Warshaw answer your questions and discuss: "I have $400k of student loans; should I wait for forgiveness?" "How do I make enough to take care of my mom?" "How much should I have in an emergency fund?" "Should we buy a safer car?" "How do I get started investing?" Support Our Sponsors: Christian Healthcare Ministries Zander Insurance Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📖 I'm Glad For Where I Am 📈 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create amazing relationships.

0:40.0

I'm Ramsey Personality, George Camel, joined by my good friend Jade Warsaw.

0:44.4

We're taking your calls at AAA-25-525.

0:49.3

If you've got that burning question you find yourself at a crossroads you're not sure what to do

0:54.0

next you're in a pickle we're here for you that's what we do whether it's about your

0:59.4

money your life your relationships we want to help you take the right next

1:02.0

step so Aaron is kicking a soft your relationships we want to help you take the right next step.

1:02.8

So Aaron is kicking us off here in Knoxville, Tennessee.

1:06.2

Aaron, welcome to the show.

1:07.6

Hi, thank you for taking my call.

1:10.2

Absolutely.

1:11.2

How can we help?

1:12.2

Yeah, so I am in a unique situation.

1:16.0

I am currently in vet school with about two years left.

1:21.0

And through some loan simulators and things like that I've been able to

1:24.7

calculate that I'm going to end school with about 400 to 420,000 in student-long debt.

1:35.0

So I guess my question is related to how can I set myself up now and in the future

1:41.0

for the best financial position to be in and should I take advantage of

1:47.4

situations like the public service loan forgiveness to potentially rely on that for some of this loan debt.

1:55.0

Well the question, I mean you say you have two years to go, so right now would be the time to

2:00.0

start, like stop in your tracks and stop creating more debt because how much do you have

2:06.2

at this point?

...

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