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The Property Podcast

The world is at war - should you invest?

The Property Podcast

Rob Bence & Rob Dix

News, Education, Business, Investing, Business News

4.82K Ratings

🗓️ 2 April 2026

⏱️ 26 minutes

🧾️ Download transcript

Summary

Every time there’s a major global shock, the headlines say the same thing: uncertainty, panic, wait and see.  But when you look at what happens next, a very different pattern emerges.   Rob & Rob unpack what the conflict in Iran means for mortgage rates, investor confidence and the UK property market. But rather than speculating about what happens next, they look at what has happened, analysing how the market responded to Brexit, Covid, the Ukraine war, and the mini-budget.  (02:27) How swap rates work and why mortgage products are disappearing from the market right now (04:52) The consistent pattern across Brexit, Covid, Ukraine, and the mini-budget – plus what property prices did each time (12:40) Why nervous markets create better deals, and how to think about the current window of opportunity (15:56) What rising mortgage rates mean in practice, and a simple example showing why they shouldn't change your decision (18:08) The lifelong investing lesson to take from all of this, and why Warren Buffett would love UK property right now (20:00) Hub Extra Links mentioned: Claude AI Obsessed with AI? Property Hub is hiring - get in touch Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Transcript

Click on a timestamp to play from that location

0:00.0

If you already own a property or two, and it felt like a lot more work than it should have been, then you are not alone. We've seen a lot of portfolios over the years, and what we've noticed is what separates the ones that work from the ones that don't isn't the amount of effort that someone puts in. It's the core approach that they take. The people who end up doing best in property have just got a few things right from the

0:21.0

start and they've stuck with them. We've written all of this up into a free guide. It's basically

0:25.6

our complete investment philosophy and you can grab it for free at property hub.net slash strategy.

0:31.9

That's property hub.net slash strategy.

0:36.6

Hey everyone, it's Robby here with Rob D and you are listening to the property podcast.

0:41.4

We're a big topic for you this week, but it's an important one.

0:44.7

The world is a bit of a scary place right now.

0:47.4

When things like this happen, it creates a situation that is unique, a unique investment situation. And we're going to dig into all of that

0:57.7

and so much more in this episode. So do listen from start to end because there's so many

1:03.3

important lessons for you. Welcome to the Property Podcast. In case you don't know, we run a business that buys more than

1:14.6

100 million pounds worth of property for our clients every year. You can find out about that at

1:18.4

property hub.net. Invest. And normally we'd start off the show by bringing you a news story.

1:23.1

Well, this episode is the news. This is the biggest thing that's going on in the world right now.

1:27.2

For everything else, our Market Update episode is coming up next week.

1:29.8

So we'll bring you fully up to date then. But for today, there's one big thing we need to talk about.

1:34.6

It seemed like the property market was turning a corner. After a few really grim years,

1:39.7

we were just starting to see the green shoots that positivity was starting to return. People were starting

1:44.9

to feel a bit better. Maybe the market was going to get going again. But then war happened.

1:51.1

Everything that you're seeing on your screens about what's going on in Iran and the Middle East

1:54.8

is unsettling for a lot of reasons. But when it comes to property in particular, it has shaken

2:00.2

up the mortgage market and made a lot of investors very nervous. So comes to property in particular, it has shaken up the mortgage market

2:01.2

and made a lot of investors very nervous. So in this episode, we're going to unpick what that

...

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