Hi, I'm Rob.

And I'm Rob. And this is Ask Rob and Rob.

Hey everyone, welcome to Ask Rob and Rob, the show where you give us your wonderful questions

and we give you what we hope are some wonderful answers in return.

It is super simple for you to submit your question, whether it be for this show or the Sunday times.

Rob, would you like to explain once again what that easy process is? Oh, surely everyone knows by now, but just in case, it's propertyhub.net slash ask. If you can find your way to that webpage, then you can leave us a written question for our Sunday Times column, see yourself in the paper, your mum would be very proud. Or you can leave us a voicemail, which is actually our preferred option, because then we get to play your lovely voice on the show. Okay, let's hear our first question.

This one is from James. or you can leave us a voicemail, which is actually our preferred option, because then we get to play your lovely voice on the show.

Okay, let's hear our first question.

This one is from Jamie.

Hi, Rob and Rob.

My name is Jamie, and I have a question.

In the UK, nominal house prices recently rose around 2 to 3%.

In the same period, inflation has been higher, meaning house prices have fallen in real terms

when justed for inflation.

Currently, the debt to GDP ratio has never been higher since World War II and could go higher.

While the principle of the debt is continually rolled over in the form of issuing new guilt's

interest must be paid.

Is it therefore likely that policymakers will prefer a higher rate of inflation to help stabilize

and reduce the debt ratio, given debt depends on a relationship between GDP growth and the

interest rate? And if inflation is allowed to grow while mortgage affordability remains difficult, could we see a

prolonged period in which house prices stagnate, but rather fall in real terms after adjusting for

inflation? Finally, with the rental reforms approaching and first-time buyers facing leverage limits,

...