Meeting with mortgage lenders can feel very intimidating. You want these people that have

a heart of a teacher, not the heart of a salesman. Okay, you do not need to feel pressure

at this at all. You need to find someone that's willing to teach you and walk with you

through this process.

Hey, everyone. Welcome to another episode of The Rachel Crucio podcast. I'm so glad

that you're here. All right, guys, you and I both know that the housing market is insane

right now. So I thought we would talk all things mortgages today. You'll hear a conversation

I had with Churchill Mortgage loan officer, Jordan Heatherley. We talk about all things

refinancing. So what is refinancing? When is a good time to refinance and so much more?

So if you've been thinking about it, you don't want to miss this episode. Then I answer a

question from Mary who wants to know the best age to start teaching and talking to her

kids about money. But first, let's talk about mortgages. And we're going to do a deep

dive, you guys, like a super deep dive on this topic. So let's get started. All right,

real estate is a hot topic right now. And so you'll realize that homeownership is a goal

that most people have, which is awesome. Listen, I am all for real estate. My husband loves

real estate. My dad loves real estate. Like everyone in my life, I feel like loves real estate.

So I am all about it. When tonight we built a home, we just, we love everything about

it. So trust me, homeownership is something that I think is awesome. And I think a great

goal to have in your life at some point for sure. So it's a blessing. But listen, the

important thing here is you have to get the money part of it right. And whenever you talk

about homes, usually the word mortgages comes right after. So this video, we're going

to just break down everything you need to know about mortgages and how they work. What

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