Give me a minute and I'll tell you about the three biggest threats to build in your own wealth.

First is lifestyle spending. Second, something you may think you have no control over, which is inflation.

And third is taxation. You can definitely do something about that. Each one of those threats is like a hole in your bucket.

And when you combine the three together, it feels like the hole at the bottom is bigger than the hole at the top. You feel like

you're working every day. I owe I owe, so off to work I go, but I'm not getting ahead. Well,

believe it or not, there's a strategy for each one of these threats to your wealth building.

And when you learn how to master it and apply these principles, we're going to close those holes in the bottom of the bucket, and ultimately your bucket runneth over.

Top of the morning to you. I'm Brian Bafini. Let's talk about something that doesn't get nearly enough attention. Not how to make money, but how to keep it. Because the truth is, wealth isn't

usually lost in one dramatic moment. It slips away quietly, month by month,

decision by decision. And if you're not paying attention, it can feel like you're doing everything

right and still not getting ahead. There are three silent threats working against you

every day. First, lifestyle spending. Next, inflation. And lastly,

taxation. So this conversation is about awareness and control. It's about knowing exactly what's

leaving your account each month, putting strategies in place to stay ahead of inflation,

and learning how to use tax advantages and pre-tax opportunities to your benefit.

Because building wealth is only half the equation.

Keeping it, that's where the real game is won.

Let me share my blueprint to avoid the three threats to wealth.

First, lifestyle spending.

The best book I've read on money in the past 10 years is called The Psychology of Money,

written by a man named Morgan Housel.

It's fantastic.

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