meta_pixel
Tapesearch Logo
Log in
BiggerPockets Money Podcast

The “Set It and Forget It” Path to FIRE by Your 40s

BiggerPockets Money Podcast

BiggerPockets

Investing, Education, Business

4.62.9K Ratings

🗓️ 30 May 2025

⏱️ 36 minutes

🧾️ Download transcript

Summary

If you invest consistently, reaching FIRE (financial independence, retire early) by your mid-40s is absolutely possible. These two financial-freedom-chasing twins are proof of it! Only in their 20s, both Andy and Oliver from Twin Finances have six-figure net worths, rental properties, and fully-loaded stock accounts! Conveniently, right after getting their first jobs, they found out about the FIRE movement, and have been quickly approaching their FIRE numbers ever since! Andy and Oliver have made substantial financial progress in just six years by doing what’s simple—a “set it and forget it” investing strategy that means less stress and faster FIRE. With $2M FIRE goals each, they’ve got a big gap to fill, but starting in their 20s gives them a huge leg up. In this episode, they break down their net worths, assets, and how they balance stocks and real estate to stay on track for FIRE by 45!  Are you new to the FIRE movement? Check out Andy and Oliver’s beginner channel for personal finance, Twin Finances, and subscribe to BiggerPockets Money! In This Episode We Cover The “set it and forget it” investing strategy for FIRE by your mid-40s  Why you MUST be flexible with your FIRE number as your life changes  How to handle market corrections and crashes without losing your FIRE progress  Andy and Oliver’s impressive net worths (they’re only in their 20s!) Combining rental properties and consistent stock investing to diversify your FIRE income And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/money-645 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Today we're joined by twins Andy and Oliver, who share more than just DNA.

0:04.4

They share the ambition to achieve financial independence by age 45.

0:08.6

Are they approaching five the same way, or do they have different investing strategies?

0:12.5

How exactly are they planning to break free from their nine to five grind a full two decades before traditional retirement age?

0:19.7

That's what we are going to break down in today's

0:21.7

episode. Hello, hello, hello, hello, and welcome to the Bigger Pockets Money podcast. My name

0:30.9

is Mindy Denson, and with me today is my darling friend, Amberly Grant. Hey, Mindy, how are you doing?

0:37.3

I'm great. How are you doing, Amberley?

0:38.8

I am wonderful.

0:41.0

Bigger Pockets has a goal of creating one million millionaires.

0:43.8

You are in the right place if you want to get your financial house in order because we

0:47.1

truly believe that financial freedom is attainable for everyone, no matter when or where

0:51.7

you are starting.

0:52.5

We are so excited to be joined today by Fire Devotees, Andy and Oliver.

0:57.7

They are known as twin finances in the Fire community, and we can't wait to break down their

1:02.1

money story.

1:02.9

Welcome, Andy.

1:03.9

Hey, everyone.

1:04.6

Really excited to be here.

1:05.9

Awesome.

1:06.7

Welcome, Oliver.

1:07.7

Hey, everyone.

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from BiggerPockets, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of BiggerPockets and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.