Welcome to the Jill on Money Show. It's Friday, January 2nd, and we are here trying to help you make really fantastic financial resolutions. Okay, maybe not. We're here to help guide you through whatever is going on in your financial life. Yesterday, we aired part one of an interview that we had conducted back in 2019 with the fabulous

Dan Pink. He had just written his book, When the Scientific Secrets of Perfect Timing. Today,

we're going to air part two of our interview with Dan, where he talks about peak times

and why certain times of the year, of the month of the day are key

to setting goals. So good timing for that for us as well. Here is part two of our interview with

Dan Pink. What about gym time? Like you talk about like taking walks, but is there an optimal time

given peak trough recovery that we should be thinking about going?

Should you be like if peak is where you're really good at those mental tasks, like real thought process.

Should you not be working?

Like a lot of people I know, they just like, I work out first thing in the morning because that's the best time to work out.

Sure.

Well, it could be for some people. And here's the thing. There are a number of different variables here, but there's some good research on this. So what we know is that morning exercise is good for, if you have certain kinds of goals. Morning exercise seems to be better for habit formation, in part because you're less likely to get interrupted at seven in the morning than at five in the afternoon. Morning exercise seems to be better for weight

loss, although there's a lot of the research is showing that exercise is less effective for

weight loss. Weight loss is really hard. Yeah, it's diet. Sorry, guys. It's, it's, it's, it's, it's also, it's also, it's also, it's also, it's also, like,

we're not prisoners of a biology, but we live in a state governed by biology.

And so, people have a set point of weight, fairly narrow band, and they're unlikely to get too far on either side of it,

and that's how you are.

Blame your DNA.

The one thing about morning exercise, which I think is very effective, though, is this.

That exercise, aerobic exercise, certainly, some interesting new research showing even strength training,

gives us a mood boost and a pretty enduring mood boost

10 hours sometimes and so if you exercise in the morning you get that mood boost all the way

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