Brought to you by the Every Dollar app.

Start budgeting for free today.

So when I was growing up, a little redneck kid outside of Nashville in the burbs, these little

houses all in a row, had a neighborhood full of kids, and the we would run in and out of the house and in

and out of the house all day long and leave the door open and my mother would say classic things

like were you raised in a barn like I know I was raised on suburbia but yeah and so um but

finally somewhere in the heat of the summer and the air conditioning having all spilled out of the

house the heat is now filled the house and it filled her head too and her frustration level would

reach it and she would say that's it the worm has turned we had no idea what that meant except that the beatings were about to begin.

And so we would all get scarce real fast and no more in and out of the house. We were just

out of the house at that point. The worm has, I didn't even know what it meant. I found out later

it was Shakespeare. Who knew mom knew Shakespeare? Your mom was a, The worm has turned. I'm like, what does that mean?

Except things are about to get ugly. So, yeah, but you know, that's what happens. This is the

secret of how you become disciplined. The worm has turned. That's it. Less Brown, the great

motivator used to say people change their lives when they finally say,

I've had it. I'm sick and tired of being sick and tired. And that's changing your life is not a,

changing your habits, becoming suddenly disciplined and something you weren't is not an intellectual

exercise. It's an emotional,

spiritual exercise. Well, and nowadays we have so much access to so many opinions, informed,

and uninformed. We have countless plans. And so we delude ourselves by researching a bunch.

If I, like, there's been seasons, Dave, when the time I spent researching the right workout,

if I just went down and worked out, it would have been less time than I spent just trying

...