Hey you guys, all right, we all love the idea of free money, right?

Well, right now you can actually win some and our Ramsey Cash giveaway.

We are giving you a chance to win one of our $500 weekly prizes or the $3,000 grand prize.

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Spending can be cut down significantly. Okay, now again, this doesn't have to be forever.

When you cut things out, it's only for a season. This is temporary, you guys.

And you can easily go without luxuries like streaming services, take out salon appointments for

just a few months. Hey guys, welcome to this episode of the Rachel Crucio podcast. I'm so glad

that you're here. So in this episode, we're going to talk about the right way to spend money on

your wants and your needs. I'll go over how to cash flow a vacation in just 90 days.

Then I'll go over some life changing lessons I've learned from some of my favorite minimalists.

But first, let's talk about revenge spending. What is it and how to not let it wreck your budget?

Take a listen. Revenge spending. What does it really mean? And most importantly, how is it affecting

your money? So some of you might be thinking, okay, can revenge spending really have an effect on

my money if I don't even know what it is? Well, you might be surprised because sometimes spending

can be connected and usually is connected to our emotional state, even if we don't fully realize it.

So I'll be unpacking a few ideas from a recent article about revenge spending. We'll also talk

about how to avoid this and build back up your savings if it's taken a hit. So hopefully all of this

will help you reevaluate your post-pandemic money habits and get you back on track.

All right, so I've heard the term revenge spending quite a bit lately. And then I noticed the

New York Times had an article about this. So if you aren't familiar with revenge spending,

...