finances can be complicated but they don't have to be i break down financial topics that may seem

complex and overwhelming so you can start taking action on your financial goals i'm a

tally and it all starts here on Personal Finance Redefined.

Welcome back to another week of the podcast.

I appreciate everyone who's really listening.

And I say that because it's fun for me to get to help people.

And this is a great way as a financial planner to get to help a lot of people.

And I know it's not customized advice.

Now that's why we have that submit your question on my website. But if you ever want to talk more in depth about your situation, always something I'm happy to do. But I like to keep this broad. That way, you can take action. And it's not one of those podcasts you just listen to and say, okay, that was helpful, but not in a spot where you say, okay, I can really

take action. So my goal is to make it so that you can take action. And then if you really want to

confirm whether you're doing it's the right thing, whether it's a more in-depth situation,

always happy to talk in more detail about that and really give confidence because what

financial planning, as I view it, is really not about a plan.

It's really about planning, meaning a plan is just a piece of paper.

And when we're writing out a plan for anyone or if you're writing your own financial plan,

the most important thing is that you're monitoring that.

And so what I wanted to talk about today is something that I thought about in my last meeting

with a prospect. And what I talked about with them and what I really resonated with, and I think the

prospect did as well, is there's going to be a lot of financial decisions that you're going to

face over the course of your lifetime. Many of them are going to be in lot of financial decisions that you're going to face over the course of your lifetime.

Many of them are going to be in your control. Many of them are out of your control. For example,

2008 or COVID, things like these, they're not in your control. You can protect yourself to some extent against them,

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