finances can be complicated but they don't have to be i break down financial topics that may seem

complex and overwhelming so you can start taking action on your financial goals i'm a

tally and it all starts here on Personal Finance Redefined.

Welcome back to another episode. Another episode means another topic, and today is a listener

question. So please keep submitting those questions. My website is personalfinanceredefined.com.

You can click to submit your question, and I will answer that in a future episode.

So thank you so much to the listener who submitted this question, which is should I invest

all at once or periodically? They didn't give any more context than that, but I don't think

it's needed. And I think it's a great question and I'm glad that you asked it. So thank you,

listener. So should you invest all at once or periodically? One, let's take a step back and think

about what your goal is. Is it a down payment for a future home? Is it financial independence

and long-term growth? Is it an upcoming trip?

Because that's all going to dictate what you want to do.

What I first like to take a look at is the framework behind investing when you're looking at,

not necessarily the type of investment, but the reason.

And the reason is different than the goal.

The goal, well, that's what we're trying to accomplish.

The reason, well, the reason we're investing is to reach that goal.

And so there's a few different ways to approach it.

The way I like to look at it, and the way when I'm working with clients on an ongoing basis,

is we're determining what's best for their strategy, what creates the most peace of mind,

and then what builds finances. So what builds your finances is taking action, consistent

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