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slash Wall Street.

Here's your money briefing for Thursday June 13th. I'm J.R. Whelan for the Wall Street Journal.

Yesterday the Federal Reserve said it is still on track to potentially lower interest rates

and is penciled in one rate cut before the end of the year.

Over the past several years, many people took advantage of steadily climbing rates to grow

their savings.

For those who didn't, financial advisors say, there's still time to make a move.

Open up your checking account, see if you're getting a good rate on it, see if you're getting a good

rate on your savings account. If you're not happy with it, if it's sitting at 0.45% or below, maybe you start searching the internet or asking your financial advisor for alternative options.

We'll go over some of those options with personal finance reporter Oion Edoian, after the break.

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look after theirs with dental life. Pick up dental life in the pet food aisle. interest rates are still high, yet most Americans aren't taking advantage of them to build their savings.

Wall Street Journal Personal Finance reporter O'ian Adadoyan joins me.

O'ian, keeping cash in savings accounts might seem like a safe bet and makes it easy to access, but why could that be seen as a

misstep?

Most people might not know that traditional banks, big banks, tend to have lower interest

...