Hey you guys, all right, we all love the idea of free money, right?

Well, right now you can actually win some and our Ramsey Cash giveaway.

We are giving you a chance to win one of our $500 weekly prizes or the $3,000 grand prize.

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After saving an emergency funds of three to six months of expenses and your debt is all paid,

then I recommend investing. So whether you're investing in the market, home ownership,

or your little ones future, you can achieve really big things.

You just take it day by day in order to save the course.

Hey guys, welcome to this episode of the Rachel Crucio podcast.

I'm so glad that you're here. So in this episode, we're going to talk about

millionaire money habits that give you freedom to spend later.

I'll go over a few of the luxury products that I think are worth the money.

And then I'll talk about some of the things that I said no to while we are building our house.

But first, let's talk about the three places that you should intentionally invest. Take a listen.

I Ramsey Solutions, we talk about the baby steps and these are going to be known as baby steps

four, five, and six. But I know it can be kind of challenging and intimidating to balance multiple

priorities at once. And plus recently, President Biden signed an act that affects these investments.

And it's actually a good thing. So today, I wanted to unpack this news and talk about the why

behind our recommendations and investing in these three specific areas at once.

So first to start off, if you are in baby steps one, two, or three, meaning you're still paying

off debt or you're saving up an emergency fund, keep up the good work. Just keep at it and tuck

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