Today, thanks to Santander, we've got our serious faces on.

But we're on the radio.

Oh, okay.

Serious voices then.

We know saving for your first place is tough right now.

Which is why Santander first-time buyer mortgages have deposits starting from £10,000, even on larger loans.

Search Santander mortgages.

That felt weirdly grown up.

You may lose your home if you don't keep up mortgage payments subject to status and lending policy.

500K max loan on houses with a 10K deposit.

Minimum 5% deposit for flats, new bills and properties in Northern Ireland.

This is a global player original podcast.

It's a good one for you this week.

We were concerned about the climate.

We heard of an anomaly in 1976,

and there was stress on the railways.

Let's have a call in Lancashire, Annie.

Oh, hi up, Nick. How are you?

Hey up, Annie. Good, thanks.

Good. Yeah, the young last caller there. I was thinking he's like a lot of people, Nick. How are you? Hey, up, Annie. Good, thanks. Good. Yeah, the young last caller there.

I was thinking he's like a lot of people, really.

He just wants some kind of magic wand technology that might happen in the future,

...