The Hardest Business Decision I’ve Ever Made (An Update from My Sister!)
Yo Quiero Dinero
Jannese Torres
4.8 • 616 Ratings
🗓️ 2 February 2026
⏱️ 66 minutes
🧾️ Download transcript
Summary
This episode is going to be one of the most honest conversations I’ve ever had on Yo Quiero Dinero. It's a raw, unfiltered conversation about what happens when you mix family and business—and spoiler alert: it gets messy as hell. My sister Lianne is back after a year-long hiatus, and we're spilling ALL the tea. From her rapid social media growth that turned into a nightmare with death threats, to being diagnosed with MS at 37, to almost filing for bankruptcy—this episode holds nothing back.
We talk about what it was really like when she worked for me while I was a brand new mom, how her personal struggles spilled into the business, and why we ultimately had to make the difficult decision to part ways professionally. This isn't some sanitized "family business success story", it is the real shit that nobody talks about.
If you've ever worked with family, hired a family member, or wondered if you should mix business with blood, this episode is required listening.
WE GET INTO:
00:00 - Intro: Family, Business & Messy Dynamics
02:03 - From 0 to 100K Followers to Death Threats
05:03 - MS Diagnosis, Hospitalization & Bankruptcy
07:20 - "I Was a Horrible Employee": Taking Accountability
10:58 - The Performance Improvement Plan & Final Warning
30:38 - The Money Problem: 1099 Tax Chaos
37:26 - Digging Out of the Spiral: The Brutal Reality
41:36 - Landing the New Job & Finding Peace
54:56 - The 2026 Comeback: What's Different This Time
58:29 - Should You Work with Family? The Real Answer
KEY TAKAWAYS:
- The gift and curse of rapid social media growth
- Why follower counts don't equal money
- How to navigate difficult conversations with family in business
- Recognizing when a business relationship has reached its expiration date
- The importance of boundaries in ALL relationships
- How to rebuild after burning everything down
RESOURCES MENTIONED:
CONNECT WITH LIANNE:
TAKE THE NEXT STEP:
*Content Warning: This episode contains discussions of mental health struggles, financial hardship, and online harassment.
This episode of Yo Quiero Dinero was produced by Heart Centered Podcasting.
Hosted on Acast. See acast.com/privacy for more information.
Transcript
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| 0:00.0 | This week on |
| 0:02.2 | I've had so many tower moments in my life |
| 0:06.4 | or some people call like the dark night of the soul moments |
| 0:09.8 | where you're literally just sitting in your shit. |
| 0:13.0 | And I think every single person, all of our stories, |
| 0:17.7 | all of our traumas, they're all different, |
| 0:19.4 | but we all have moments where we |
| 0:21.9 | refuse to sit in our shit. And a lot of the times, y'all, this is going to trigger someone, |
| 0:28.5 | but a lot of the times we are creating our own shit that we're just so comfortable living in. |
| 0:34.0 | And you also have to have boundaries. I think that's something that so many of us in relationships, |
| 0:39.2 | familial relationships, friendships, work relationships, like we lack having boundaries and we |
| 0:46.1 | lack speaking up. That's what I said, babe, unlock your throat chakra in 2026 and let these |
| 0:52.6 | motherfuckers know, stop playing with me. Okay, because I'm |
| 0:56.2 | healing, not healed. So you can fuck around and find out. You're listening to Yo Quiero Dino, |
| 1:06.7 | a personal finance podcast for the modern Latina. I'm your host, Janice Torres, award-winning |
| 1:12.2 | Latina personal finance expert. I didn't always have my financial shit together, but when I |
| 1:17.4 | started looking for POC-friendly personal finance podcasts, I couldn't find any. And so Yochero |
| 1:22.7 | was born. On this show, I'll show you how to make dinero, how to keep your Dinero, and most importantly, how to make it grow. Each week, I'm connecting you with the most brilliant minds in the world of money and business. So you can learn about investing, entrepreneurship, and building wealth. The best part, I'm dishing up all this knowledge with a sassy side of sason. So if you're ready to be Poderosa with your dinero, you've come to the right place. |
| 1:48.4 | Let's dive in. |
| 1:50.1 | All right, Mahente. |
| 1:51.1 | I don't think you're ready for this episode. |
| 1:54.8 | I'm going to be real, real honest. |
... |
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