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I think we're in for a tough couple of years. There's no sugar-coating it.

I'm Phil Buchanan, the president of the Center for Effective Philanthropy. My co-host, Grace Nicolette and I are excited to bring you a new season of Givington Right,

the show exploring what it takes to be an effective donor in this time of unprecedented challenge.

This season, we're excited to bring you conversations that will help you navigate the current, difficult context for nonprofits and donors alike.

A new season begins on September 4th, so be sure to subscribe wherever you get your podcasts.

The financial management skill, no one taught us with Carl Richards.

Welcome to the Frugal Friends podcast, where you'll learn to save money, embrace simplicity,

and live a rich life.

Here are your host, Jen and Jill.

There's one financial management topic that almost no one was taught. Yet, it's the one thing that

separates people who feel confident about money from those who are always feeling behind.

And it's not budgeting, investing, or tracking expenses. We've all tried that, and it wasn't until we learned this,

that it actually stuck. And we are so passionate about the skill that we invited behavioral finance

expert Carl Richards to unpack what this missing link is and why it changes everything about how we manage money.

So we're going to explore why we never learned it, how it impacts every financial decision that

we make, and what small habits you can make that will help you finally feel in control.

This is a part of money management that nobody talks about, but today,

you'll never see it the same way again. Welcome, frugal friends. I'm Jen. I'm Jill.

And today we're not just talking about the money management skill that no one taught us, but we were actively told

not to learn it. And that is talking about money. Wait, wait, wait, wait, wait, don't click away.

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