The Best High Yield Savings Accounts of Fall 2025
Frugal Friends Podcast
Jen Smith & Jill Sirianni | Backyard Ventures
4.8 • 1.1K Ratings
🗓️ 28 October 2025
⏱️ 50 minutes
🧾️ Download transcript
Summary
The right amount of money in the wrong place is still wasted money. So Jen and Jill spent years testing different savings accounts, earning thousands in passive income along the way, to find out which HYSAs truly deliver the best savings. In this episode, they walk us through the best accounts this fall season and compare who they’re really good for.
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Transcript
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| 0:00.0 | I think we're in for a tough couple of years. There's no sugar-coating it. |
| 0:03.2 | I'm Phil Buchanan, the president of the Center for Effective Philanthropy. |
| 0:07.2 | My co-host, Grace Nicolette and I are excited to bring you a new season of Givington Right, |
| 0:12.0 | the show exploring what it takes to be an effective donor in this time of unprecedented challenge. |
| 0:18.0 | This season, we're excited to bring you conversations that will help you navigate the current difficult context for nonprofits and donors alike. A new season begins |
| 0:25.7 | on September 4th, so be sure to subscribe wherever you get your podcast. The best high-yield |
| 0:31.1 | savings accounts of fall 2025. Welcome to the Frugal Friends podcast, where you'll learn to save money, embrace simplicity, and live a rich life. |
| 0:47.8 | Here are your host, Jen and Jill. |
| 0:51.6 | Welcome, Frugal Friends. I'm Jen. I'm Jill. And you could be missing out in thousands of dollars |
| 0:59.2 | in savings just by keeping your emergency fund in the wrong place. High-ield savings accounts are |
| 1:05.8 | one of our favorite things to talk about. They are always updating and changing those, so it's important for us |
| 1:12.2 | to circle up, compare accounts, make sure you've got the one that is best for you. And we've |
| 1:17.2 | spent years testing high-yield savings account, looking at all the hoops you have to jump through |
| 1:22.8 | to get rates, finding the highest rates that are easiest to get. And we want to share the best ones |
| 1:30.1 | with you right now. So buckle up. That's what we're talking about today. So the best high-yield |
| 1:37.1 | savings account for you really does depend on more than just APY. And so we want to talk |
| 1:42.1 | through what some of the best accounts are in this particular |
| 1:45.8 | season, again, because things are always changing, compare who they're ideally good for. |
| 1:50.9 | So let's get into kind of our experiences with high-yield savings accounts. |
| 1:55.9 | How much have you earned in savings in like interest from your high yield savings account? |
| 2:02.3 | This was a little bit of a bummer for me to look back and realize that I've only had my |
| 2:08.5 | high yield savings account for about two and a half years. I am bummed that before two and |
... |
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