Oh, hi, nice to meet you.

Last week I met Laila Chen.

She runs a small cafe in Grocery store in my neighborhood in Brooklyn.

It's called Maya Congee Cafe.

It smells incredible in here.

Okay, yeah, we use a lot of spices.

That's kind of like our things.

The shop is red and yellow.

The shelves are stocked with spices.

You can smell ground coffee.

And the menu is full of Asian food, like bon mi sandwiches.

But the thing I was there to talk with her about was a handwritten sign next to the cash

register.

It asks customers to pay in cash if possible.

You've probably seen one of these signs before.

A lot of small shops put them up.

Because every time someone uses a credit card, businesses like Laila's get charged a fee

on each transaction.

It's usually around 2-3%.

I mean, how much, you know, you've had this business open for five years.

How much money do you think you've spent on these fees over that time?

Let me do some math on it, right?

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