From the K-P-F-K Studios in Southern California,

it's the Ralph Nader Radio Hour.

Stand up, stand up.

You've been sitting great to jump.

Welcome to the Ralph Nader Radio Hour everybody. I'm Steve Scrovan in Los Angeles.

David Feldman is in New York City and the man of the hour Ralph Nader is in

Washington DC. Good morning, gentlemen.

Good morning, David, morning Steve.

I'm going to set the table for us with topics. Today Ralph is going to tell us why he thinks the American consumer is being incarcerated.

He's going to talk about our good friends at Monsanto, always a great subject.

We'll also talk about subprime loans.

We'll talk about George Lakoff, the progressive linguist.

And if we have time, we're going to take some questions from listeners.

We've taken off of Ralph's Facebook page.

But first, David, you have something you want to talk about.

Yes, Ralph, Ben Bernanke is the former chairman of the Federal Reserve, and he saved our economy, and this is an underreported story from last week. He tried to refinance his home and the bank

wouldn't help him refinance his home loan. The credit is still tight. Who's

going to go into public service if they're not paid enough? I mean isn't this an example of why we need to pay people over at the Fed more money if Ben Bernanke can't qualify for refinancing his home?

No, not at all.

His home is in Washington and that little story you just narrated created

created a lot of chuckles around town,

but I think they missed three points, which is one is that Chairman Bernanke

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