It's not the dollar amount. It is what you do with it that is so big.

One third of the millionaires made less than a hundred thousand never made six figures in their life.

One third of.

Yeah.

Now that's hard to do.

Absolutely.

That's mathematically tough.

Hey guys, welcome to this episode of the Rachel Crucio podcast.

I'm so glad that you're here.

In this podcast episode, we're going to be talking about building wealth and making extra money.

You're going to hear a conversation I had with my dad, Dave Ramsey, on baby steps four through seven.

And we're going to talk through the quickest way to become a millionaire.

Then I'll go over the best way to start a side hustle to make extra money for this year.

But first, let's talk about baby steps three and how to make your budget pandemic proof.

Take a listen.

Baby step three, it's, I don't know, am I going to my favorites because when you work on it,

it's a little bit of a marathon feeling because you've just got out of baby step two paying off all your debt.

But now you have the first time where you're like, okay, this is all my income.

We're going to set a big chunk of side every month to build up this emergency fund of three to six months of expenses.

And especially when baby step three is finished, that is like the collective.

I mean, if you can even just put yourself there thinking that you have no payments and you have three to six months of expenses saved in the bank,

it puts you at a totally different position emotionally, financially, everything.

...