Don't do it.

People are throwing away their retirement for it.

It's just not worth it.

What is the controversy behind combining finances?

It's radical to say in today's world that when you get married, you're won. I mean, what is the stat? Like half of marriages into divorce? We'll hear this lot with husbands and wives. I'm like, I can't believe you spent that much. And it's like, well, then you go to the store and try to get a week's worth of groceries.

That's the thing with debt.

You're paying banks.

You're paying other people versus yourself.

You could be using that money for you.

Don't make other people... Like, well, then you go to the store and try to get a week's worth of groceries. That's the thing with day. You're paying banks.

You're paying other people versus yourself. You could be using that money for you. Don't make other people rich. Make yourself rich. This week on unplanned, we sat down with Rachel Cruz. She's a number one New York Times bestselling author, personal finance expert, and just so happens to be the daughter of Dave Ramsey. We talk about why you should combine your finances, why you should pay cash for your car,

and the number one thing that's keeping Americans so happens to be the daughter of Dave Ramsey. We talk about why you should combine your finances,

why you should pay cash for your car, and the number one thing that's keeping Americans broke

all on today's episode. Something funny Abby mentioned yesterday was like, you know, we should

ask Rachel her credit score. And I'm like, babe, I don't think you realize this. Rachel doesn't

use credit cards. I know.

I've never had debt.

We should talk about things to get your credit score up. And then Matt's like, they don't have credit. I was like, we're on podcast. That's right. That is the funny thing about like Ramsey's like our take on stuff. It is so, it's pretty countercultural. There's some things we say that from a financial perspective that a lot of financial like influencers agree with.

Like. our take on stuff, it is so, it's pretty countercultural. There's some things we say that from a

financial perspective that a lot of financial like influencers agree with, like majority of people

would say like having a car loan's mathematically stupid. Like a lot of financial people would say that

because it's a depreciating asset. But there's other controversial things that we have a takes

...