The Death of the 60/40 Portfolio – Epic-3720

The Survival Podcast

Society & Culture, Philosophy

4.6 • 1.8K Ratings

🗓️ 12 August 2025

⏱️ 94 minutes

🔗️ Recording | iTunes | RSS

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Summary

Tune in today as we discuss the quiet revolution happening in retirement and institutional investing. The old rules are breaking down, and the traditional 60/40 portfolio is no longer a guaranteed path to a secure retirement. Inflation is eating away at savings, bonds are offering poor yields, and a handful of tech stocks are propping up the major indexes. This is not just a problem for you and your IRA; it’s a crisis for the biggest pools of capital in the world, from city pension funds to university endowments. They’re all facing the same cold, hard reality: their old playbooks … Continue reading →

Transcript

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0:00.0	And we're a better way to do this.
0:08.6	Let me show you a better way.
0:16.3	And we are live.
0:19.8	Welcome folks to episode 3720 of the Survival Podcast.
0:25.1	And I guess it's a Bitcoin breakout episode two.
0:27.8	Yes, I tricked you.
0:29.2	I didn't put the word Bitcoin in the title.
0:31.9	But that's where we're going to end up today.
0:34.0	Today's show is about the death of the 6040 portfolio portfolio and I think the 6040 portfolio is something
0:41.6	people either know about or they don't I think there's a lot of like I don't you know like sort
0:45.8	of kind of type knowledge of it when it comes to conservative management of wealth so we're talking pension funds.
0:56.6	We're talking about what a financial advisor will move somebody into as they get within
1:01.5	about 10 years or less of their eventual retirement.
1:04.2	If that advisor is responsible as a human being anyway and doing their fiduciary responsibility,
1:11.1	it's considered the gold standard conservative investment to continue to grow wealth with a hedge against downturns in the market.
1:19.9	The idea of being bonds are safe, except they're not, and they pay a fixed interest rate, which they don't actually do in some instances,
1:27.7	in many instances actually.
1:29.9	But then it's like this backstop.
1:32.3	And at the same time, we have the majority of the wealth, the 60% into select growth
1:38.7	and income style conservative stocks.
1:42.2	And that has been the gold standard for a very long time, but it really has been since,
1:49.0	like say, the 1980s until now.
	...

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