I'd love to retire, but I'm not 65 yet. I need my employer's health insurance coverage.

Have you ever said that to yourself? On the surface, it sounds responsible. But here's the

uncomfortable truth. That is the single biggest lie keeping you at a job that you no longer need.

In today's video, I'm going to show you how Medicare is not the gatekeeper to your retirement

and what you can do instead to plan for

your retirement with health coverage on your own terms. So to be clear, the lie is not the insurance

matters. It absolutely matters. The lies that you need it through your employer and this lie

keeps people working five years, 10 years, 15 years even, longer than the otherwise need to.

So I'm going to show you how real people retire before age 65 without having health insurance

blow up their plan.

Before we do so, let's just acknowledge reality.

Health insurance is incredibly expensive.

A bad year without proper planning can completely blow up your budget.

And to add on to that, you have your

coverage through your employer. It feels safe. It feels predictable. You know what the premium is.

HR covers some of the details on the back end and you can't imagine what you would do for coverage

without that before Medicare kicks in. But don't fall for the myth that if you retire before

H-65 health insurance is going to

eliminate your ability to retire. Let's take a look at a case study to show what actually

happens here. And then I'm going to show you some things that you need to understand so that you

can retire on your terms, not simply because you've turned 65. So what you're going to see on the

screen here is Carl and Sally. And you can see that Carl and Sally are 58 and 59 years old. You can see their net worth right here. They're in a strong position. They've saved. They've invested. You can see that between their IRAs, 875,000 and Carl's, Sally's has 720, in a joint account with almost 1.4 million. They have substantial assets that could put them in a position to retire.

...