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Financial Audit

The Biggest Losers I've Ever Had On Financial Audit

Financial Audit

Caleb Hammer

Investing, Education, Business, Self-improvement

4.3892 Ratings

🗓️ 6 April 2026

⏱️ 96 minutes

🧾️ Download transcript

Summary

Get up to $350 with Chime®: https://chime.com/caleb Thanks Chime for sponsoring this video! 💰 *ENDING TODAY* Download Dollarwise- 6.0 Is Now *LIVE* - Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP He could not share this during the main episode... and it's disgusting. The amount of financial abuse this man is doing to his dad is disgusting, watch here: ➡️ https://bit.ly/chpostshow *win $250 by completing this survey* I want to learn more about the audience here: https://docs.google.com/forms/d/e/1FAIpQLSfEBKedRbSSJC8pzGW5PHzcoDXznIXX-VrWILD-U1bHwx2ywA/viewform 4 randon people will each win $250. It should take 2-4 minutes to complete the survey. Responses close Sunday, April 4th. ============================= 🔥 Un-F*ck your finances in 2-minutes → https://bit.ly/3JCuwPS ============================= 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb ============================= *Sponsors for This Video* ============================= ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch ============================= *Check Out My Resources* ============================= 👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer 👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ============================= *Chapters* ============================= 00:00 Intro 01:24 Why Arkansas?? 02:15 Jobs & Income 03:55 50-Year-Old Man With.. Fomo?? 07:50 That's Pretty Odd Ngl 10:19 Oh My God, His Dad Beyond Enables Him. 13:40 So He Doesn't Wanna Marry Her.. HMMMM 17:40 She's Not Connecting The Dots lol 20:16 I Really Don't Like These Two 28:10 I Love It When They Can't Get Their Lies Together lol 33:30 Wake Up LADY 36:37 She Loves Being Pregnant??? 39:39 Maybe She's Staying To Keep Getting Spoiled?!?!? 43:33 13% Interest Rate Is GOOD?? 52:05 Why Are YOU Here? 59:00 I Don't Think Caleb Likes Them 01:14:07 She Didn't Ask ANY Questions?? 01:22:23 Valid Crashout Tbh 01:29:21 Budget!! ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

To watch episodes of Financial Audit a week earlier, check us out on YouTube. Why did you tell Lindsay you feel dependent on him because he spoils you? You have like $5 left to your name, if that. And if there's one deviation from an electric bill, a water bill, you're fucked. I'm screwed, yeah. You're f***. Haven't you only been bailed out endlessly? I mean, I have had bailouts from my family in the past.

0:21.0

Where's any kind of personal responsibility or advocacy for yourself?

0:24.0

I mean, he's the piece of shit. Don't get you wrong. He's the one doing it. And you're willing to promise her that, hey, if you birth out a kid, honestly, I have a note that she doesn't even want for what it's worth. You don't even want a kid. This is the final day. Dollar Wise is finally here, sending waves through the personal finance world.

0:40.3

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0:43.3

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0:46.3

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0:51.3

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1:12.1

Hi, my name is Zoe.

1:12.9

I'm 37.

1:14.8

Hi, my name is Jimmy.

1:15.8

I'm 50.

1:17.4

And we're from Central Arkansas.

1:19.3

And this is Financial Audit.

1:25.3

Why would someone with your accent land in Central Arkansas?

1:46.3

Out of all places in the United States to go, Central Arkansas. So it's a bit of a long story, but long story short, is I met... Please, very short. Yeah, I met a girl on the internet back in the mid-90s. All done? Was not me. Rip that other, girl. I hope you didn't meet me in the mid-90s. No, geez. And got on a plane and flew to America and the rest of history.

1:58.9

Okay, in central Arkansas. Yeah, well, that's where she lived. So, like, reversed 90-day fiancé. Way before that, yeah. Well, actually, no, I guess it is because you came to America. So I guess it is 90-day fiancé. I came to America.

2:00.3

Yes, that's 90-day fiancé.

2:02.1

I came to America two days later.

2:04.5

I got married without a-day fiance. Yeah, so that's 90-day fiancé. Okay.

2:00.8

I came to America two days later.

2:02.2

I got married without a social security number. Really is 90-day fiancé. Well, welcome, guys. Thanks for coming down to Austin. I do appreciate it. Zoe, you are right in front of me, so let's start with you. You never saw this coming. I summon

2:15.4

I summon pot of green

...

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