The Battle is Over | ReWire 1869
The Hardcore Closer Podcast
Ryan Stewman
4.9 • 1.5K Ratings
🗓️ 28 January 2026
⏱️ 4 minutes
🧾️ Download transcript
Summary
Ninety-four percent of businesses are less than 2 weeks away from running out of money and going out of business.
Consumer and business debt is at an all-time high.
There are tons of people who have applied for loans that have defaulted on other loans.
They've had to cut salaries, employees, and shut offices.
If you've been going through the struggle over the last couple of years, you're not alone and here's the great news.
You still have a chance to figure it out.
Doing battle with the challenges, deficient bank accounts, and clients who left you.
If you got a good fuckening from the Force of Average, and kept going, congratulations on staying on track despite it!!!!!!
Best part is, it gets easier.
You'll be prospering because you plowed through the struggle.
About the ReWire Podcast
The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.
Learn how you can become a member of a powerful community consistently rewiring itself for success at https://www.jointheapex.com/
Rise Above
Transcript
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| 0:00.0 | Welcome to the rewire podcast. |
| 0:02.0 | I'm your host, Ryan Stumann, |
| 0:03.7 | and I'm here to rewire your mind for success. |
| 0:07.3 | You were put on this planet for success. |
| 0:09.8 | You were created to succeed, |
| 0:11.7 | but the force of average is after you every single day, |
| 0:14.8 | my brothers and sisters, |
| 0:16.0 | and this podcast is the one thing that's designed |
| 0:18.9 | to help you fight the force of average and excel in |
| 0:21.8 | every area of your life. We're glad that you're here. I talk to business owners every single |
| 0:29.6 | day of my life. Some are my friends, some are my clients, some are prospects, some are people |
| 0:35.0 | that I just run into as I'm out and about different places in this |
| 0:38.0 | country. Let me give you some statistics that I got from Google. 94% of businesses are less than |
| 0:45.1 | two weeks away from running out of money, which means that they're running on a two week window |
| 0:50.4 | of savings and operating capital. Right now, America, the consumer debt is higher |
| 0:57.4 | than it has ever been before and the default rate on that consumer debt is higher than it has |
| 1:03.3 | ever been before. Now that's consumer debt. I would imagine business debt is even worse because |
| 1:08.1 | a lot of business debt comes with non-recourse loans. |
| 1:11.9 | And being a lender myself, I see the tightening of the guidelines. I see the amount of people |
| 1:17.0 | who apply for loans that have defaulted on another loan. It's been a crazy year. A lot of folks |
| 1:22.5 | that owned businesses had to let people go this year. They had layoffs. They had to fire people. |
| 1:26.9 | A lot of people had to cash in retirement accounts or sell some assets off to keep their business |
... |
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