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The Rachel Cruze Show

The Annual Dream Date My Husband and I Never Skip

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.83.6K Ratings

🗓️ 2 July 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

💰 Invest in your future with a Smartvestor Pro.  Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  There’s one thing my husband and I do every year that's been a game changer in our marriage. In this episode, learn about our “Dream Date” and how it can bring you closer to where you want to be. Next Steps: 🎥 Watch my video 5 Ways to Maximize Your Money in a Dual-Income Household. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 The simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show   💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman  📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

So the beginning of every year, Winston and I do something that we just labeled our dream date.

0:10.9

So now this is not like going to dinner in Italy, which would be a dream.

0:15.0

This is where we literally go on a date and we dream about the future.

0:19.0

And so we are kind of six months, I guess, into the year. And when I look

0:22.4

back on that, I still see how important this is for us. And I know for so many couples, getting on

0:29.0

the same page financially, having goals together, like working together, people want a framework.

0:34.0

They always ask the questions like, how do you do this? What does this look like? And so today,

0:37.5

we're going to kind of walk through what Winston and I do. I don't think there's a right or wrong on this.

0:40.8

This is just kind of what we've adapted over the years. And I can tell you six months in how it's been

0:45.6

going so far. So make sure to like, subscribe, and share this episode with a friend. Okay, so our dream dates looks like this. We do it every January because that is the month.

0:55.9

Obviously, everyone's like doing their New Year's goals and all of it.

0:58.4

And it's always a good time to look back and look at the year previous and then the year coming ahead and then the years that are forward.

1:05.7

And January is also when we go and meet with our financial planner.

1:09.3

So we are then able to have this idea of like,

1:12.7

okay, this is kind of where we're at

1:13.9

and here's our goals.

1:15.1

So we usually go to breakfast or lunch

1:17.7

because it's usually just easier.

1:19.0

We bring a laptop, we bring paper, pin,

1:23.0

like a couple of things.

1:24.0

And we just kind of set up

1:25.9

and we first look back at the previous year. So we use

...

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