THE ADHD GIRL’S GUIDE TO MONEY: 10 rules to finally fix your finances
LATE BLOOMERS
Rich & Rox Pink
5.0 • 599 Ratings
🗓️ 18 March 2026
⏱️ 39 minutes
🧾️ Download transcript
Summary
This week on LATE BLOOMERS, Rich and Rox get brutally honest about money — from £40,000 of debt, unpaid bills, and having the electricity cut off, to finally building a life that feels stable and safe. This isn’t financial advice from experts who’ve always had it together — it’s from people who’ve lived the chaos and found a way out.
Instead of trying to “fix” themselves, they share the 10 rules that actually work for ADHD brains — rules built on honesty, not discipline. From banning credit cards to automating everything, this episode flips traditional money advice on its head and shows how to protect yourself from your own patterns.
It’s raw, funny, and genuinely life-changing. If you’ve ever felt ashamed of your finances, stuck in cycles of overspending, or convinced you’re “just bad with money” — this episode will show you a completely different way forward.
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Transcript
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| 0:00.0 | Are you drowning in debt and stuck in dopamine cycles of overspending and you're trying to sort out your money habits, but you just can't do it. |
| 0:09.7 | This episode is for you. This is the 10 ADHD money rules that you need to know built for your brain that actually worked at sorting my finances out. |
| 0:21.4 | Welcome to late bloomers where we are getting our lines together. |
| 0:24.8 | And our bank accounts together eventually. |
| 0:28.5 | This is really interesting. This is ex-bank manager and someone who is fair to say |
| 0:35.8 | hasn't had the best relationship with money. |
| 0:38.1 | Oh no, terrible, darling. |
| 0:39.6 | I think you are a professional at... |
| 0:42.2 | Being terrible with money. |
| 0:43.2 | Yeah. |
| 0:44.2 | Hard push to find somebody better. |
| 0:47.2 | Yeah, let's go through it. |
| 0:48.6 | So, yeah, ordered my first store card at 11 years old. |
| 0:52.8 | I mean, that's strangely impressive. That's quite intuitive. Yeah, ran my first store card at 11 years old. I mean, that's strangely impressive. |
| 0:55.5 | That's quite intuitive. |
| 0:56.6 | Yeah, ran up 400 pounds. |
| 0:59.2 | You obviously lied about your age and stuff. |
| 1:01.6 | Lied, yeah, from like a catalogue at 19. |
| 1:05.5 | I ran up 10,000 pounds worth of debt. |
| 1:07.7 | By the way, I'm giggling because I'm kind of like laughing at the shame. |
| 1:12.3 | At the time, these things were very, very traumatic. Okay. We understand you're not, you're not |
| 1:17.4 | saying this is funny. This is your coping mechanism for all the years of shame. So 10,000 |
... |
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