you do not have to learn all of life's lessons the hard way you can choose to watch other people be

idiots and not do what they did so i could be the sample idiot that doesn't have to, so you don't have to go buy a

bunch of nothing down real estate. And then George can live a proper life and, you know,

buy his first house very conservatively, sell it, buy another house, pay it off. And by 32,

be a millionaire with zero debt and never have, you don't have to go through drug rehab to have a testimony to decide to not do drugs.

That's so true.

Me, I have to do everything the hard way.

But you guys can learn from me because I have a Ph.D. in D-U-M-B.

And you did it very publicly, Dave.

Most people do it in private.

You chose to broadcast it to millions.

Oh, it's worse than that.

I made it into a brand.

I made my stupidity into a brand.

Is that the guy I filed for bankruptcy and now he's a guy that filed for bankruptcy and tells

people how to get out of debt?

What kind of dumb butt is that? Well, one that knows the track record, but knows what it like. You know, I mean, one that's touched the hot stove. That's trying to warn others. I can just, you know, I can,

you don't have to teach, get, grab your kid's hand, put it up there, you know, you just don't,

don't touch it. I did it once. It And so they start taking shortcuts and fear, greed,

and pride kick in a little bit. And all of a sudden, they make some risky decisions and the

risk meter gets broken or they put it aside and decide, I'm going to be the exception to the rule.

I know what Dave says, but I saw it work out on a guy on TikTok. so therefore it's going to work out for me. Yeah. It's, um, I saw a guy that they said his, his, uh, 11 year old had a, um, oh, God,

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