Mindy and I are so grateful for the following sponsors who make Bigger Pockets money possible.

You just realized your business needed to hire someone yesterday. How can you find amazing candidates fast?

Easy. Just use Indeed. When it comes to hiring, Indeed is all you need. That means you can stop struggling to get your job notice on other job sites. Indeed's sponsored jobs helps you stand out and

hire the right people quickly. Your job post jumps straight to the top of the page where your

ideal candidates are looking. And it works. Sponsored jobs on Indeed get 45% more applications than

non-sponsored posts. The best part? No monthly subscriptions or long-term contracts. You only pay for

results. And speaking of

results, in the minute I've been talking to you, 23 people just got hired through Indeed

worldwide. There's no need to wait any longer. Speed up your hiring right now with Indeed. And

listeners of this show will get a $75 sponsored job credit to get your jobs more visibility at

indeed.com slash bigger pockets. Just go to Indeed.com slash bigger pockets. Just go to

Indeed.com slash bigger pockets right now and support our show by saying you heard about Indeed on

this podcast. Indeed.com slash bigger pockets. Terms and conditions apply. Hiring, indeed is all you need.

I love Matt, said no one ever. Nobody starts a business thinking, you know what would make this more fun? Calculating quarterly estimated taxes. But somehow, every small business owner ends up doing it. Your dreams of creating, selling, and growing get replaced by late nights chasing receipts, juggling invoices, and wondering if that bad sushi lunch with Scott counts as a write-off. Change all that with Found. Found is a business banking platform built to take the pain out of managing money. It automatically tracks expenses, organizes invoices, and even preps you for tax season without you doing the heavy lifting. You can set aside money for business goals, control spending with virtual cards, and find tax write-offs you didn't even know existed. It saves time, money, and probably a few years of life expectancy. Sound has over 30,000 five-star reviews from owners who say, Found makes everything easier, expenses, income, profits, taxes, invoices even. So reclaim your time and your sanity. Open a found account for free at found.com. That's F-O-U-N-D.com. Found is a financial technology company, not a bank. Banking services are provided by lead bank, member FDIC. Don't put this one off. Join thousands of small business owners who have streamlined their finances with Found. When I evaluate debt funds, I look for things like first position loans, personal guarantees, deep experience by the fund operator, low fund leverage, fast liquidity, and consistent returns. These are some of the reasons why I'm excited to partner with Pine Financial Group. Their fund six offers investors exposure to real estate credit,

largely for construction and rehab, with loans originated by an experienced originator with

over $1 billion in origination volume. They offer investors an 8% preferred return paid monthly

and a 70-30 LP split of everything over 10% paid annually.

The lockup period is nine months with liquidity available within 90 days after that nine-month

commitment. The fund is open to accredited investors only. The fund's minimum investment is typically

$100,000, but Pine Financial is able to reduce that minimum for bigger pockets money listeners

to a minimum of $25,000.

Full disclosure, I am personally invested in this fund through my self-directed IRA.

...