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AI is causing a big disruption but the number 1 investment you can make in AI is learn it before you get left behind! Today we talk on the cultural, societal, and economic disruption caused by AI, comparing its transformative potential to that of the industrial age. While traditional frameworks—like working for purpose, identity, and productivity—are deeply ingrained in modern life, AI is rapidly eroding these norms by replacing jobs and altering what it means to be valuable in the workforce. Despite the uncertainty and anxiety around obsolescence, the best current investment is learning how to effectively use AI—not just dabble in it, but truly understand and apply it—as this will separate the empowered from the obsolete in the coming years.

AI is positioned as a disruptive force akin to the Industrial Revolution, challenging long-standing societal frameworks.
Modern systems—from schools to corporations—are still rooted in Industrial Age models built for efficiency, not creativity.
Innovation comes from the small percentage of society willing to think differently, even if they seem eccentric.
AI represents a fundamental shift in how we think about productivity, identity, and purpose.
Most people need purpose, and work has traditionally served that function—AI may disrupt this connection.
People who understand how to use AI will replace those who don’t, creating waves of obsolescence.
The rise of AI may force society into an identity crisis as traditional roles and functions disappear.
Many people won’t be able to re-skill fast enough to keep up with AI’s rapid displacement of labor.
Investing in AI is challenging because major players are private or already priced for perfection.
The best AI investment today is learning how to use it yourself to create value directly.
AI can replace high-salary roles with low-cost automation—great for businesses, threatening for workers.
Replicating your brain in AI gives you a major edge in decision-making and productivity.
Privacy concerns are fading as people get used to sharing personal data with AI for performance gains.
Investing in your understanding of AI is the most valuable thing you can do today.
AI is easy to use—success comes down more to willingness than difficulty.
Human interaction is the hardest part of work for AI to replicate.
AI futures range from utopian to dystopian—avoid extreme views and prepare with skills instead.
The Elon Musk–Donald Trump "bromance breakup" shows how political and business alliances can impact markets.
“Second-level thinking” is crucial to interpreting events beyond surface-level headlines.

For more information, visit the show notes at https://moneytreepodcast.com/1-investment-you-can-make-in-ai

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Barbara Friedberg | Barbara Friedberg Personal Finance
Phil Weiss | Apprise Wealth Management
Douglas Heagren | Pro College Planners
Megan Gorman | The Wealth Intersection
Tim Baker | Metric Fin
Jeff Hulett | Finance Revamp

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0:00.0	Welcome to the Money Tree Investing Podcast.
0:04.0	Stock market, wealth, personal finance, value stocks, invest in your life.
0:10.0	Hello, Smart Money Tree Podcast listeners.
0:13.0	Welcome to this week's show.
0:14.0	My name's Kirk Chisholm, I'll be your host, and I'm joined with my good friend, Phil Wiesce.
0:17.0	Hey, Phil.
0:18.0	Hey, Kirk, happy Friday.
0:20.0	Happy Friday. Hope everyone's having a good Friday. It is
0:23.9	a beautiful 80 degrees and 100% humidity here. I have a dehumidifier in my basement and I empty it
0:31.5	about once every 18 hours and today I empty about once every six. I can't wait until it rains
0:36.6	tonight. Regardless, I don't complain about the weather because what else would I talk about once every six. I can't wait till it rains tonight. Regardless, I don't
0:38.7	complain about the weather because what else would I talk about if I didn't think about the weather.
0:42.8	That's what we do in Massachusetts. Let's kind of dive right in. We've got a lot going on here.
0:47.5	We're going to kind of dive in again on AI. It's pretty much to be my whipping boy for the next
0:53.2	few weeks, if not longer, maybe
0:55.1	for the next few years. I think the thing to keep in mind is we have a lot of frameworks about
1:01.9	how things should work in life. You walk down the street and it's a busy street. If you walk in
1:07.3	traffic, you're going to get hit. That's a framework. Or you throw the ball up in the air and eventually it's going to come down.
1:12.6	That's a mental model.
1:13.6	It's a framework of how things work in life.
1:16.1	Now, the industrial age was born with actually, it was a book.
1:20.5	I figured it was called, it was a famous book.
	...

The #1 Investment You Can Make in AI is…

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