meta_pixel
Tapesearch Logo
Log in
The Jesse Mecham Show

That's Progress

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 27 May 2019

⏱️ 5 minutes

🧾️ Download transcript

Summary

Simple benchmarks for budgeting progress


Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Winebbers, my name is Jesse Meekam, this is podcast number 377 for Wineb, where we teach

0:10.2

you four rules to help you stop living paycheck to paycheck, get out of debt, and save more money.

0:15.3

The question is, after you're doing all this and you're working on it, your budgeting,

0:19.6

you're frugaling, your earning, you're just savying your way through this financial world.

0:26.3

How do you know when you're progressing?

0:29.7

And I hope to make this a quick one today.

0:31.9

I'll give you a couple just off the cuff. You will know you're

0:35.5

progressing if your money conversations with your significant other are

0:39.7

improving. They're less tense and they're more informative.

0:43.0

They're more instructive and less destructive.

0:47.0

They are more enlightening and less guilt-inducing. Those are some signs of progress. If you just

0:56.8

put a bill on auto pay and you've never done that before that's progress. If you

1:00.6

have all of your bills on auto pay now, that's progress.

1:04.0

If you haven't looked at your bank balance except to reconcile it with WINAB for accuracy reasons,

1:10.0

that's progress.

1:12.0

If you had to move money from one category to another because you needed to overspend, for whatever that's worth, that's progress.

1:19.0

You're working the system.

1:21.0

If you just caught a rule two true expense that messed up your budget because you hadn't foreseen it,

1:28.0

so now you have foreseen it and you've built a goal in Wienab and you rolled with the punches to handle it in the meantime, that is progress.

1:35.8

If you just fresh started, that is progress because you have a lot of learning that you've now booked and that will go into your next budget. If you just told your kid yesterday

1:46.2

no because that's not in the budget that's progress and if your kid said oh that's

1:50.4

right that's progress. If you did the same thing with your significant other,

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from YNAB, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of YNAB and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.